+0.13 due
or pay $5*
Go to the gym regularly.

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This goal has the following fine print specified by alys:

If I derail, I pay Ben Z. $50.

I can make this goal easier if I am sick or injured but for no other reasons, and when I am recovered I must put it back to its normal rate.
If I am unable to get to a gym with reasonable effort or time, I can do a suitable amount of bodyweight exercises at home.